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millions of people who drive their cars every day and
never have an accident.
Antonio? What do you think of it? Do you agree with Reiko
or not?
Antonio: I see her point. But I’ve heard that there
are close to 20,000
accidents in the home every year that happen because
of guns. Children
watch TV and see people shooting other people, but they
are too young to
understand what happens in real life. So I think it is
very dangerous to allow
people to possess guns. I think the law should be
changed, and no one except
the police should be able to carry guns.
Chairman: Thank you, guests. So, listeners, you’ve
heard some opinions
from around the world. Now we want to hear your opinion.
Please call us or
e-mail us.
Exericse 2 Roger from Guns should be outlawed immediately. Canada Yu Fen from Ordinary people should be allowed to own China guns to protect themselves and their families. Reiko from People should be allowed to own guns. Japan Antonio from No one except the police should carry Italy guns. Unit 6 Money
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Part A Exercise 1
1. She thinks a lot of them are in financial
difficulties.
2. She thinks the government should give them a monthly
allowance.
3. He thinks it’s not a good idea because some of them
would want to be students all their lives.
4. He thinks that the government can get those students an interest-free loan and let them pay back in ten
years.
5. Yes. She also finds it a good idea.
Part B Passage 1
Exercise 1 1. b 2. b 3. b 4. c 5. d
Banks
Nearly every adult has some business with a bank. Most
people have
savings accounts where they deposit their money. Many
also have checking
accounts which permit them to write a check against the
hinds in their
accounts. A lot of people pay their bills by check
rather than in cash. It is more
convenient and the cancelled check is a receipt of
payment. Banks do more
than offer savings and checking accounts to their
customers. A bank will
generally cash a
check for you and will change large bills for you: When the bank accepts money for deposit it pays interest
on the money
deposited. Thus your money in the bank is earning money.
Normally the bank pays about 3% interest.
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The bank also provides security for one’s special
papers and valuables.
Most banks have a safe deposit section. Here you can
rent a box (made of
metal) in which you store your valuables and important
papers. You are given
a key to the box and only you can open the box. One of the most important functions of a bank is to make
loans. This is the
way the bank makes its money. If you want to buy an
expensive object (car,
house, etc.) you may have to borrow the money from the
bank. You go to the
bank and make an application for a loan. After the bank
examines your
application to insure that you are a good risk they then
will give you the money.
You then have to repay the bank the amount of the loan
plus interest over a period of time.
Exercise 2 How do you get a bank loan? Step You go to the bank and make an application; 1 Step The bank examines your application; 2 Step The bank gives you the money after making sure 3 that you are a good risk; Step You repay the bank the amount of the loan plus 4 interest over a period of time. Passage 2 Exercise 1 1. a 2. b 3. c 4.
b 5. d
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What Is Money?
Money is a medium of exchange that is widely accepted
in payment for
goods and services and in settlement of debts. Money
also serves as a
standard of value for measuring the relative worth of
different goods and
services.
The functions of money as a medium of exchange and a
measure of value
greatly facilitate the exchange of goods and services
and the specialization of
production. Without the use of money, trade would be
reduced to barter, or the
direct exchange of one commodity for another; this was
the means used by
primitive people. In a barter economy, a person having
something to trade
must find another who wants it and has something
acceptable to offer in
exchange. In a money economy, the owner of a commodity
may sell it for
money, which is acceptable in payment for goods. Money
may therefore be
regarded as a keystone of modem economic life. Most of the money circulating today is made of metal,
paper or plastics.
But in ancient times, people actually used various
kinds of things as exchange
media, such as knives, cloth, rice, gold and silver.
In China, for instance, cloth
and metals were used as money for thousands of years.
In southwest Asia and
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parts of Africa, rice and other things were used as
money for a long time.
Today everybody knows that the first metal coins were
made in China.
England used tin to make its first coins. Russia and
some other countries used
copper to make their money. Later, a number of countries
began to make coins
of gold and silver. Again the Chinese people thought
of a way to improve their money. As the metal money was
Inconvenient if you wanted to buy something expensive,
paper currency
came into existence, though the first paper money
looked more like a note
from one person to another than the paper currency we
use today.
Exercise 2
1. …medium of exchange …payment for goods and
services ….settlement of debts 2. …standard of value …relative worth 3. …the exchange of goods and services …the
specialization of production 4. …keystone of modern economic life
Unit 7 Environment Part A Exercise 1 Item The Way to Recycle 1. old reuse 1) the other side of each page reports 2. a chipped can be used as a 2) penholder -------
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