10-中国金融集成电路(IC)卡借记贷记应用个人化指南

ICS 35.240.40 A11

备案号：

JR

中华人民共和国金融行业标准 JR/T 0025.10—2004 中国金融集成电路（IC）卡规范 第10部分：借记/贷记应用个人化指南

China financial integrated circuit card specifications—

Part 10：Debit/credit card personalization guide

（送审稿）

200×-××-××发布 200×-××-××实施 中国人民银行 发 布

JR/T 0025.10─2004

目 次

前 言 ............................................................................................................................................ III 1 范围 .............................................................................................................................................. 1 2 规范性引用文件 ........................................................................................................................... 1 3 符号和缩略语 ............................................................................................................................... 1 4 个人化过程概述 ........................................................................................................................... 3 4.1 初始化 ........................................................................................................................................ 3 4.2 数据准备 .................................................................................................................................... 3 4.3 个人化设备处理 ........................................................................................................................ 3 4.4 中国金融集成电路（IC）卡应用程序处理过程 .................................................................... 3 5 初始化........................................................................................................................................... 3 6 数据准备....................................................................................................................................... 5 6.1 创建个人化数据 ........................................................................................................................ 5 6.2 记录格式 .................................................................................................................................... 5 6.3 中国金融集成电路（IC）卡的数据分组 ................................................................................ 6 7 中国金融集成电路（IC）卡借记贷记应用需求 ..................................................................... 11 8 安全规范..................................................................................................................................... 11 8.1 安全综述 .................................................................................................................................. 11 8.2 初始化安全 .............................................................................................................................. 12 8.3 密钥定义 .................................................................................................................................. 12 8.4 管理要求 .................................................................................................................................. 14 8.5 安全模块 .................................................................................................................................. 19 8.6 风险审计 .................................................................................................................................. 20

I