China s policy banks financial supervision and An

China's policy banks financial

supervision and Analysis

Supervision of the competent authority according to the law mean that our financial institutions and their operating conditions of financial supervision and management, and maintain a normal financial order and protect the interests of depositors and investors to protect the financial system is safe, healthy, efficient operation. In this paper, development banks, regulatory agencies over the years to accept the supervision of the practice of the regulatory supervision of policy banks and the presence of proposed improvements.

1, regulators of the policy the main elements of banking supervision

(A) Market access regulation. Regulatory agencies according to law, the establishment of policy banks, change and termination of the review and approval, its business scope and functions of the position to be defined.

(B) the qualifications of senior managers review and annual appraisal. Mainly from Germany, ability, diligence, and achievements and to receive off-site supervision of regulatory bodies such as the five aspects of the review and appraisal.

(C) compliance checks. Control policy bank “financial institutions legal person licenses”, “Financial Institutions Business License” to check settings or change the approval process is complete the matter, whether ultra-authority, super scope, senior management changes to procedures are complete, business operating conditions the legality of compliance, internal control system is perfect.

(D) the daily off-site supervision. According to the policy statements of the bank’s regular report, reports, mainly from the five aspects of the monitoring indicators: Loan to invest in index, safety index, liquidity index, efficiency index and total control of business analysis and monitoring indicators.