银行存储业务管理 大学生论文

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毕 业 设 计（论 文）

论文题目： 银行存储业务管理

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目 录

内容摘要 ········································································································ 2 一、引言 ······················································································································· 3 二、业务种类 ··············································································································· 3

㈠ 活期存款 ··················································································································· 3 ㈡ 整存整取 ··················································································································· 3

㈢ 零存整取 ······························································································· 4 ㈣ 存本取息 ······························································································· 5

（五）通知存款 ····························································································· 5 （附）风险防范和有关规定 ·········································································· 6 三、 银行存储管理系统 ····························································································· 6

㈠ 项目规划和需求分析 ······························································································ 6

1. 开发背景 ············································································································ 6

2. 组织的结构 ········································································································ 7 3. 需求分析 ············································································································ 7 ㈡ 系统分析 ··················································································································· 8

1. 系统安全分析 ···································································································· 8 2. 业务流程图 ········································································································ 8 3. 数据字典 ············································································································ 9 4. 数据流程图 ·······································································································11 ㈢ 系统设计 ··················································································································11

1. 系统功能设计 ···································································································11 2. 概念设计 ·········································································································· 12 3. 物理设计 ·········································································································· 12 ㈣ 系统实施 ················································································································· 13

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1. 开发工具的选择 ····························································································· 13 2. 程序设计 ·········································································································· 14 3. 系统测试 ············································································ 错误！未定义书签。

结 论 ····················································································································· 23 参 考 文 献 ········································································································· 24 致 谢 ····················································································································· 25

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内 容 摘 要

本文通过对银行存储业务管理进行分析，根据现代信息化业务管理的实施和 目前社会实际需求，总结阐述并进一步设计了未来银行存储业务的发展趋势，使得银行存储业务更加人性化。储蓄存款业务是指个人将其所有的人民币或者外币存入储蓄机构哦，储蓄机构依照规定支付存款本金和利息的活动。它是银行零售银行业务的传统业务，是商业银行一项重要的负债业务。

银行业务大体上分有：资产负债管理、中间业务管理细分就多了：资产业务管理：主要是授信业务的收益、风险管理，拨备计提，债券投资管理负债业务管理：主要是存款结构、成本管理中间业务管理：主要是中间业务的收益、产品管理等。

关键词：储 蓄 业务管理

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